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Terms of use

Draft, not yet legally reviewed — get a lawyer's sign-off before relying on this text for real leads.

Acceptance of these terms

By using this site, you agree to these terms. If you don't agree, please don't use it.

What this service is

This site provides an indicative comparison of Swiss complementary (LCA) health insurance plans. The figures shown are estimates, not a binding quote. With your consent, your details may be passed to an insurance adviser working with ELEVANA Brokerage Sàrl, who handles the follow-up and prepares a personalised offer — the actual terms and pricing of any policy come only from the insurer or that adviser, never from this site.

Accuracy of information

Reimbursement figures shown are estimates based on our understanding of publicly available insurer documentation and the information you provide; some figures are approximated rather than read directly off a source document (flagged where that's the case). Community price estimates are derived from figures entered by advisors for other households and may not reflect your actual premium. We try to keep this accurate but make no guarantee of correctness or completeness.

Limitation of liability

To the extent permitted by Swiss law, this site and its operator are not liable for decisions made based on the information shown here, or for any indirect or consequential loss. Nothing in these terms limits liability for intent or gross negligence.

Insurer names and trademarks

Insurer and plan names shown on this site are used solely to identify the specific products being compared. This site is not affiliated with, sponsored by, or endorsed by any insurer named on it.

Your data

See our privacy notice for what we collect and why.

Governing law

These terms are governed by Swiss law.

Changes to these terms

We may update these terms from time to time; continued use of the site after a change means you accept the updated terms.

Contact

Questions about these terms: contact@comparateur-lca.ch